In Germany, health insurance is compulsory during the entire period of study. According to § 29 Paragraph 2 No. 5 of the Higher Education Act of the State of Saxony-Anhalt, enrollment is to be denied if proof of sufficient health insurance is not provided.
There are two types of health insurance in Germany:
- statutory, public insurance
- private insurances
Information for applicants and first semester students
At the latest at the time of enrollment, we require an electronic notification of your insurance status from your health insurance company. Please contact your health insurance company so that they can send the required notification to us electronically. Please use the following details (irrespective of your study campus): Hochschule Anhalt, Bernburger Str. 55, 06366 Köthen, p.r.n. sending number H0003160.
Younger than 30? Then German statutory health insurance is the easiest option.
Older than 30? Then there are the options of voluntary statutory health insurance (continuation of statutory health insurance) or private health insurance in Germany.
Please inform yourself about the differences between statutory and private health insurance at the respective health insurance company.
It pays to compare!
Student health insurance is only valid from the official start of the semester (April 1, October 1). If you arrive before the start of the semester, you should, if necessary, take out travel health insurance that is valid until the start of the semester.
- Note for EU citizens
Please contact a statutory health insurance company in Germany and show your EU Blue Card (EHIC), which you will receive in your home country.
- Note for NON-EU citizens
Non-EU citizens must take out health insurance with a German insurance provider. Insurance policies taken out in your home country are often not sufficient in the event of a claim and can therefore not be accepted. Enrolment is not possible without German health insurance.
Important! Before taking out health insurance (whether statutory or private), please always check whether its benefits meet your needs. Not all private health insurance policies are accepted by the Foreigners' Registration Office for issuing a residence permit. Therefore, please clarify this with the Immigration Office before taking out insurance.
Please contact any statutory health insurance company, which will then notify us of the existence of private insurance.
Exemption from compulsory health insurance for privately insured persons:
Anyone who becomes subject to compulsory insurance as a result of enrolling at a university but wishes to remain privately insured (usually through co-insurance via their parents) can apply for exemption from compulsory insurance.
The exemption cannot be revoked; it is valid for the entire duration of your studies. Please contact your health insurance provider to find out what it means to be exempted from the statutory health insurance obligation. This applies in particular to applicants / students who are privately "co-insured" with their parents; this is not possible indefinitely, so that you may have to take out private insurance yourself later in the course of your studies.
Information for students
For students who are already enrolled at Anhalt University of Apllied Sciences, there is nothing to consider for the time being.
If you change to a (different) statutory health insurance fund, we need an electronic notification of the change of health insurance fund (M 11) from your new health insurance fund. Please contact your health insurance company so that they can send us the required notification electronically.
Students who are already enrolled do not have to pay any attention to the changeover for the time being.
Electronic reporting procedure of the statutory health insurance funds
According to § 199a of the German Social Security Code (SGB) V, there is a mutual reporting obligation regarding health insurance between health insurance companies and universities. Anhalt University of Applied Sciences uses the electronic student registration procedure since 01.01.2022. Reporting in paper form is no longer possible!
The health insurance companies report to the university:
- M 10 - Insurance status (compulsory or exempt)
- M 11 - Start of insurance after change of health insurance company
- M 12 - Delay in payment of health insurance contributions
- M 13 - Payment of health insurance contributions in arrears
The university reports to the health insurance companies:
- M20 - Start of studies with semester start and day of enrollment
- M30 - End of studies with end of semester and day of de-registration / termination
If you have any questions, please contact your local enollment office.
